What does a home warranty typically cover?

Study for the Oregon Broker PSI Exam. Quiz with flashcards and multiple choice questions with hints and explanations. Prepare for your exam efficiently!

A home warranty typically covers major systems and appliances within a home, which is why this choice is the correct answer. The purpose of a home warranty is to provide protection against the costs associated with repairs or replacements of important components, including items like HVAC systems, plumbing, electrical systems, and kitchen appliances.

While homeowners might consider other elements, such as roofing or landscaping under various types of insurance or service plans, these are typically not included in a standard home warranty policy. Roof replacement is often covered under specific types of homeowners insurance rather than a warranty that is focused on systems and appliances. Similarly, legal expenses related to property disputes and costs associated with landscaping services fall outside the realm of what a home warranty is designed to cover.

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